Banks are taking an aggressive stance when it comes to conquering the mobile app ecosystem. As more and more everyday consumers are transitioning into the Digital Age, more and more aspects of life will become digitized as well. But Metro Bank is playing a bit too aggressive, as they refused one customer’s savings account application because he doesn’t want to disclose his mobile phone number.
A lot of people on this planet were more than happy to embrace online banking when it was first announced. After all, visiting a local bank branch office to wire funds from your account to a different account was getting a bit silly. Ever since that point, bank customers have been able to wire funds around the world from the comfort of their own home.
Despite promises from both bigger and smaller banks to offer their services to anyone with a valid application, that scenario no longer seems to be the case. Especially in the case of Metro Bank, who tout themselves as “Britain’s first new high street bank in over 100 years”. That is, assuming the applicant wants to disclose their mobile phone number.
In this day and age, showing a great desire to open a savings account with Metro bank isn’t enough, not even if you are planning to put some money into their own bonds. Applications for a Metro Bank savings account can be done online, and that is exactly what 66-year old Mike Mace did.
However, during the application process, he did not fill in a mobile phone number – despite owning one – for privacy reasons. Entering a dummy phone number bypassed the “security check” on the application form, and eventually, the Metro Bank savings account was opened without a hitch.
Unfortunately, that success was not long-lived, as the account was blocked by Metro Bank shortly afterwards. The reason for this is simple: Metro Bank sent a security code to the mobile phone number provided during the online application, and without entering the code, the account would remain locked.
The matter got sorted after weeks, and Metro Bank gave Mr. Mace £75 in compensation for all of the trouble he went through. This is another clear example of how aggressive banks are acting these days, even though they will need every customer they can get if they want to stay in business a few decades from now.
Unlike traditional financial institutions, Bitcoin provides financial services to anyone in the world, regardless of how much personal information they want to disclose. This is one of the main selling points for Bitcoin and digital currency, as it allows users to be pseudonymous, while ensuring all financial activity is publicly visible on the blockchain.
Bitcoin can be used on computers, laptops, mobile phones, tablets, and even minicomputers like a Raspberry Pi. Financial services belong to every citizen on this planet, and not just to those who are forced to play by the banks’ rules. There is no better time than now to get involved with Bitcoin and digital currency.
Have you ever experienced anything similar to this Metro Bank story? Let us know in the comments below!
Source: Telegraph UK
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