CoinLoan – Lending Platform With CryptoAssets as Collateral

Nowadays mutually profitable lending has transferred to blockchain for good. Now every user can borrow any loans at actually lowest interests or provide loans with real model safety. All this became possible due to CoinLoan project.

About The CoinLoan Project

CoinLoan is an innovative platform in the lending sphere with the lowest interest rates in the market. It’s a project which has united lenders and borrowers within one platform which uses cryptoassets as a collateral. CoinLoan will be licensed in Europe as a payment institution soon.  

How does it work?

For lenders

A lender deposits fiat funds into the system by any convenient means and creates lending applications managing the transaction conditions individually. Specifically, full preservation of capital is guaranteed for such lender because all loans in the CoinLoan system are secured on cryptoassets of borrowers.


  • Efficiency: a lender can personally manage creation and control of applications or appoint this task to an automatized system;
  • Safe conduct: if the borrower can’t repay the loan by the end of the specified term, his/her cryptoasset will be automatically sold by the system and his/her debt will be fully repaid;
  • Convenience: no need to check counterparties because safety is provided due to the group of cryptoassets.

For borrowers

The borrower shall deposit cryptocurrency and a lending limit up to 70% of the cryptoasset market value will be available. The deals are made immediately and fiat funds can be withdrawn by any convenient means: wire transfer, withdrawal on a card, etc. After repaying the indebtedness the borrower will get his cryptoasset back in full amount.


  • Easy to use: if the user needs money, s/he does not have to sell his/her cryptoasset capital any more; s/he may borrow a profitable loan and keep his/her savings;
  • No restrictions: the borrower does not have to provide any documents or certificates confirming his/her solvency and the lending limit depends only on the amount of his/her cryptoasset;
  • Profit: low interest rates, absence of deposit/withdrawal fees, immediate deal-making.

Implementation of blockchain-technologies

For protection and financial soundness of the platform one part of the cryptoassets is stored on cold wallets and the second one – on protected multi-sig wallets with distributed key storage.

CLT tokens can be used either for paying fees within the system or as a collateral alongside with cryptocurrency. This means that for investors the token value will increase during CoinLoan system scaling.

CoinLoan. Especially profitable for the first ones

CoinLoan is profitable not only for lenders and borrowers, but for investors also. On September 25, 2017, the platform will participate in Pre-Sale. This means that the price of CLT-tokens will be SEVERAL TIMES lower than during ICO. Immediately after launching the project 1 CLT will be equal to 10 USD.

Right now you may address the CoinLoan project team directly with your questions and also find out all features of the innovative lending system at the official website

This is a sponsored press release and does not necessarily reflect the opinions or views held by any employees of The Merkle. This is not investment, trading, or gambling advice. Always conduct your own independent research.